Alpharetta Real Estate l Canton GA Communities l North Atlanta Realty
Looking for a home without being pre-approved? As a potential buyer putting an offer in on a property, you’ll have a better chance of getting your offer accepted by being as prepared as possible. The benefits of being pre-qualified and/or pre-approved can be easily understood when viewed from the seller’s…
Banks have adjusted their policies and will not close purchases without the IRS 4506. Some banks will require a signed document from you (buyer) indicating you understand a 4506 will be required after closing. Recall the 4506 is the document the IRS provides banks confirming that the tax returns provided…
Pre-approval allows a lender to get a high level picture of your financial world. The loan application is the starting point. There should NEVER be any cost or obligation to apply with a lender! If a lender is trying to charge you ANYTHING to apply…find another lender! The loan application…
First time home buyer? Some things you should know and consider before making one of the biggest investments and decisions in your life! Credit scores are a big factor in getting a home mortgage today. We advise clients to be above 640 before aggressively looking for a home. Why 640?…